Self Employed Loans
The Banks Don’t Make It Easy. We Do.
Being self-employed can feel as stressful as it does liberating when it comes to finances.
With the territory of successful self-employment, there also comes less security and higher risk in the bank’s eyes.
The loan criteria become more complicated than filling out federal election forms at voting time (honestly, those things are like the magna carta now).
We unjumble the hoops you need to jump through and set a clear path to achieving your personal finance goals.
We also think being self- employed is awesome, but we’re a little biased.
Self Employed Mortgage Specialist Services That Work for You
As a Self Employed individual, finding suitable mortgage solutions might seem like an uphill task. Traditional mortgage lenders are infamous for having strict guidelines that might not suit everyone’s financial situation. This is where Thrive Financial Solutions comes in as your reliable self employed mortgage specialist.
We offer tailored mortgage solutions for Self Employed borrowers, whether they’re looking to buy their first home, upgrade to a larger property, or refinance an existing mortgage. Our team of experts has the experience, knowledge and resources necessary to secure the best home loans for Self Employed borrowers in Geelong.
How Much Can a Self Employed Borrow For Home Loans in Geelong
The amount that a Self Employed individual can borrow for home loans in Geelong depends on various factors, such as income documents, financial history, and the specific lending criteria of the lender. With the help of our home loan lenders, individuals can borrow up to:
- 95% of the property value: Self Employed borrowers can borrow up to 95% of the property value by providing substantial income verification and tax returns for the last two years.
- 80% – 90% of the property value (Low-Doc Home Loan): Low-doc home loans offer Self Employed borrowers the flexibility to secure
- Up to 80% of the property value (Self Employed For Less Than a Year): If you are a relatively new Self Employed borrower with less than one year of self-employment, some lenders may still offer you a home loan but typically limit the borrowing amount to 80% of the property value.
What Home Loan Documentation Is Needed For Self Employed Borrowers in Geelong?
The documentation required for Self Employed home loans in Geelong may vary between banks and lenders. However, with a streamlined and efficient lending process, now Self Employed individuals can borrow the required amount with minimal paperwork.
As one of the best mortgage lenders for Self Employed individuals in Geelong, Thrive Financial Solutions employs cutting-edge financial verification and credit assessment tech to provide quick loans with less paperwork. This streamlined approach simplifies the process for both borrowers and lenders, enhancing convenience and efficiency.
Our 8-Way Process To Help Self Employed Individuals Get Easy Home Loans in Geelong
- Comprehensive Consultation: We begin by understanding your financial situation and homeownership goals.
- Tailored Loan Options: Our Self Employed mortgage specialist team presents you with personalised home loan options to meet your needs.
- Documentation Assistance: We assist you in gathering and organising the necessary documents for your loan application.
- Lender Matching: Our Self Employed mortgage broker in Geelong identifies the ideal lender for your unique situation.
- Application Submission: We handle the entire application process on your behalf.
- Negotiation: Our experts negotiate with lenders to secure the best terms and rates for your home loan.
- Approval and Settlement: We work diligently to ensure a smooth approval and settlement process.
- Ongoing Support: Thrive Financial Solutions continues to provide support even after you’ve secured your home loan.
Why Choose Our Self Employed Home Loan Lenders?
- Very Low Rates: Our Self Employed mortgage specialist team is dedicated to securing the lowest interest rates available, ensuring your home loan remains affordable.
- 99.9% Success Rate: With a remarkable 99.9% success rate, you can rely on our Self Employed home loan lenders to quickly secure the perfect loan for your needs.
- Professional Team: Our experienced team brings a wealth of knowledge and commitment to providing you with the highest industry-level service.
- Quick Payment: Count on us to expedite your path to homeownership without unnecessary delays.
Thrive Financial Solutions is here to make your dream a reality. Let our Self Employed mortgage specialist team guide you through the process with ease. Contact us today at 1300 887 335 to get started on your path to owning your dream home.