If you’re self employed, finding the right mortgage can feel challenging. Traditional loan providers often have stringent requirements that may not fit everyone’s financial circumstances.

At Thrive Financial Solutions, our home loan lenders for self employed individuals offer personalised services tailored for your unique situation. Whether you’re purchasing your first property, moving to a bigger home, or looking to refinance, we have you covered. Our team of professional mortgage specialists in Geelong holds the knowledge, skills, and connections needed to secure appropriate mortgage solutions for self employed individuals.

Choose Thrive Financial Solutions for personalised mortgage services designed to meet the needs of self employed individuals.

How Much Can a Self Employed Person Borrow for Home Loans in Geelong

The borrowing capacity for home loans in Geelong for self employed individuals varies based on several factors, such as income records, financial background, and the specific lending criteria of the lender. With the aid of our home loan lenders, self employed individuals can borrow up to:

• 95% of the property value: Self employed borrowers can borrow up to 95% of the property’s value by providing comprehensive income verification and tax returns for the last two years.
• 80% – 90% of the property value (Low-Doc Home Loan): Low-doc home loans offer self employed borrowers the flexibility to secure financing with fewer documents.
• Up to 80% of the property value (Self Employed For Less Than a Year): If you have been self employed for less than one year, some lenders may still offer you a home loan but usually limit the borrowing amount to 80% of the property’s value.

Consider consulting a knowledgeable mortgage specialist for self employed individuals to explore your options and find the best plan for your needs.

What Home Loan Documentation Is Needed For Self Employed Borrowers in Geelong?

The paperwork required for self employed home loan lenders in Geelong can differ between various banks and lenders. However, with a streamlined lending process, self employed individuals can now borrow the necessary amount with minimal documentation.

Thrive Financial Solutions, a leading mortgage specialist for self-employed lenders in Geelong uses advanced financial verification and credit assessment technology to offer quick loans with less paperwork. This approach simplifies the process for both borrowers and lenders, enhancing convenience.

Whether you’re a freelancer, contractor, or business owner, getting a home loan no longer means wading through a mountain of forms. With Thrive Financial Solutions, you can expect a smoother, quicker path to securing your loan.

For more details on our offerings, get in touch with our mortgage specialists and discover how easy it can be to secure a home loan for self employed people in Geelong.

Our 8-Way Process to Help Self-Employed Individuals Secure Easy Home Loans in Geelong

1. Comprehensive Consultation: We begin by understanding your financial situation and homeownership aspirations.
2. Tailored Loan Options: Our mortgage specialist team for self employed individuals offer personalised home loan choices that suit your requirements.
3. Documentation Assistance: We help you gather and organise the necessary documents for your loan application.
4. Lender Matching: Our team of home loan specialists in Geelong find the ideal lender for your specific situation.
5. Application Submission: We manage the entire application process on your behalf.
6. Negotiation: Our experts negotiate with lenders to obtain favourable terms and rates for your home loan.
7. Approval and Settlement: We ensure a smooth approval and settlement process.
8. Ongoing Support: We provide continuous support even after your home loan is secured.

Why Are Our Home Loan Lenders a Good Choice for Self Employed Individuals?

• Very Low Rates: Our mortgage specialist works tirelessly to secure the lowest interest rates available for self employed, ensuring your loan remains affordable.
• 99.9% Success Rate: With an impressive 99.9% success rate, you can trust our home loan specialist to find the ideal loan for your needs quickly.
• Professional Team: Our knowledgeable team offers a wealth of experience and is committed to providing top-tier service.
• Quick Payment: Rely on us to expedite your homeownership process without delays.

Thrive Financial Solutions is here to make your dream a reality. Allow our mortgage specialist team for self employed people to guide you through the process with ease. Contact us today at 1300 887 335 to start your journey to owning your dream home.